I’ll bet you haven’t been told this before. Why? Because it has not come to many business’s attention; yet!
It’s very simple. The Government’s Funds for Lending Scheme puts 2% back into your businesses pocket straight away (if you’re with the right bank).
A bank’s arrangement fee is 2%, but can be negotiated down to 1.5-1.75% if you know how. Even deducting Valuation and Solicitors fees (you should not need to use a broker who charges a fee), there should be clear profit daylight there.
So 2% in, 1.75% arrangement fee plus valuation & solicitor fees out.
There is no better time to move bank.
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About Chris Davidson
Chris Davidson is Managing Director of Discover & Invest Ltd.
He believes passionately in providing businesses with market-leading financial insights that have a positive impact on the bottom line. As a result, Chris helps get the best rates and terms available at any one time.