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What have the new lending changes meant for BTL investors?

What have the new lending changes meant for BTL investors?
With cuts to the tax breaks and allowances in 2016, maintaining and investing in buy to let property has become much more awkward and harder to turn a regular profit in. Tax changes made it especially difficult for higher tax band payers, and the new PRA lending changes brought in in 2017 are set to…
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The 3 Ways You Can Fund Trade Capital Gaps

The 3 Ways You Can Fund Trade Capital Gaps
If you are a UK or Global business that buys and sells goods and services, you will be familiar with the need to bridge gaps in cash flow or funding requirements, either from time to time, or on an ongoing basis. We are going to discuss some interesting new options, how this increasingly fragmented finance…
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Post Brexit Update: UK Property Development Finance

Post Brexit Update: UK Property Development Finance
Brexit is a quite unprecedented moment for the UK economy, with every sector trying to understand the impact as the weeks and months go by. Property Developers looking for funding are anxiously wanting to know whether rates and terms will impacted upon as credit teams around the country analyse and assess. As a development finance business,…
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The 9 Secrets to finding hidden funding sources

The 9 Secrets to finding hidden funding sources
It used to be so easy, and fairly quick, to source funding for your business. In fact there was hardly any trouble. A handful of well known banks and major niche lenders and you took your pick. Post 2008 and now it’s not so easy. There are not only a lot more options that are growing…
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How to Compare Business Finance Products

How to Compare Business Finance Products
One of the hardest aspects for businesses looking for funding is the ability to compare all of today’s options in an effective manner. More and more products are entering the marketplace, and there is some real variety in how they are structured. It's therefore important to know how to analyse and compare. Below are my…
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How Banks Assess Your Business (and why you need to know)

How Banks Assess Your Business (and why you need to know)
I’ve thought for a while that an article should be written on how the banks actually assess businesses when applying for overdrafts, mortgages and loans. Why? As yet, I don’t believe this has been written about properly, and with better information to hand, there is an opportunity for businesses currently struggling to put a plan…
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Getting a Business Loan with Bad Credit or Zero Profits

Getting a Business Loan with Bad Credit or Zero Profits
Many businesses believe that if the banks say no to them, it must mean it’s impossible to get a loan. In fact a good number of businesses don’t even bother going to the bank, or trying, because they assume they cannot qualify.  This assumption can be incorrect, as it is not only possible to get…
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The 6 Steps To Take When The Bank Says No

The 6 Steps To Take When The Bank Says No
Having a business loan application declined, or being informed that your overdraft has been halved overnight, is not a nice moment in the history of your business.  That crucial cash injection that could make all the difference just will not be approved, or in some cases there is the horrendous surprise when, after years of…
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