Specialist Business Finance
Phone 07515 288276

Category Archives: Business Finance

  • Home
  • Category Archives: "Business Finance"

What have the new lending changes meant for BTL investors?

What have the new lending changes meant for BTL investors?
With cuts to the tax breaks and allowances in 2016, maintaining and investing in buy to let property has become much more awkward and harder to turn a regular profit in. Tax changes made it especially difficult for higher tax band payers, and the new PRA lending changes brought in in 2017 are set to…
Read more

The 3 Ways You Can Fund Trade Capital Gaps

The 3 Ways You Can Fund Trade Capital Gaps
If you are a UK or Global business that buys and sells goods and services, you will be familiar with the need to bridge gaps in cash flow or funding requirements, either from time to time, or on an ongoing basis. We are going to discuss some interesting new options, how this increasingly fragmented finance…
Read more

Post Brexit Update: UK Property Development Finance

Post Brexit Update: UK Property Development Finance
Brexit is a quite unprecedented moment for the UK economy, with every sector trying to understand the impact as the weeks and months go by. Property Developers looking for funding are anxiously wanting to know whether rates and terms will impacted upon as credit teams around the country analyse and assess. As a development finance business,…
Read more

The 9 Secrets to finding hidden funding sources

The 9 Secrets to finding hidden funding sources
It used to be so easy, and fairly quick, to source funding for your business. In fact there was hardly any trouble. A handful of well known banks and major niche lenders and you took your pick. Post 2008 and now it’s not so easy. There are not only a lot more options that are growing…
Read more

How to Compare Business Finance Products

How to Compare Business Finance Products
One of the hardest aspects for businesses looking for funding is the ability to compare all of today’s options in an effective manner. More and more products are entering the marketplace, and there is some real variety in how they are structured. It's therefore important to know how to analyse and compare. Below are my…
Read more

Manufacturers: Funding Component Purchases

Manufacturers: Funding Component Purchases
A major change has happened recently in trade finance that now allows a whole new sector in the supply chain to get access to funding. That sector is the manufacturing industry. It has long been known in the trade finance game that lenders in this arena will usually only fund the purchase of stock as…
Read more

How Banks Assess Your Business (and why you need to know)

How Banks Assess Your Business (and why you need to know)
I’ve thought for a while that an article should be written on how the banks actually assess businesses when applying for overdrafts, mortgages and loans. Why? As yet, I don’t believe this has been written about properly, and with better information to hand, there is an opportunity for businesses currently struggling to put a plan…
Read more

The Emergence of Export Finance (and how to unlock it)

The Emergence of Export Finance (and how to unlock it)
For firms that are involved in importing and exporting goods, there has always been access to import finance, but rarely export finance. But this is now changing rapidly. Firms can now look to fund not only the purchase of finished goods, but also the purchase of raw materials along with the funding of their overseas…
Read more

The Changing Face of Invoice Finance

The Changing Face of Invoice Finance
One of the most established and helpful business finance arenas over the last 25 years has surely been the invoice finance marketplace.  The ability for a business to cash in invoices early in order to aid cash flow clearly has a significant and positive impact on our long-term economy. However, one could argue that this…
Read more

Getting a Business Loan with Bad Credit or Zero Profits

Getting a Business Loan with Bad Credit or Zero Profits
Many businesses believe that if the banks say no to them, it must mean it’s impossible to get a loan. In fact a good number of businesses don’t even bother going to the bank, or trying, because they assume they cannot qualify.  This assumption can be incorrect, as it is not only possible to get…
Read more

Apply Now

  • This field is for validation purposes and should be left unchanged.