Imagine a scenario whereby this time last year you are given a fictional, say, £500,000 and the question was asked of you just where you would look to invest it to make it grow. At the time I think I would personally have looked towards splitting it between a number of ‘emerging’ destinations such as Egypt, Romania, Belize, Argentina & the Philippines to name but a few options. Either way, it would have all found its way towards the property sector, perhaps diversifying into land, particularly in the case of Argentina.

Imagine also if the same question was asked of me six months ago. Uncertainty had begun to creep into the property industry, plus an increasing amount of agents threw everything at marketing to scrap for the reducing amount of enquiries out there. One this is for sure, my answer would have been different. Whilst I still might have looked towards the Central & South American destinations for a portion of this amount the remainder would have gone straight to the investment banks. It would have made sense. My money would always be safe with the investment banks, right?

So we return to the present time and I am still sat here with my (albeit fictional) half a million, and I am quite frankly panicking. Only a tenth of this would be protected by the government which would stand me to lose a lot of money if the markets continued their collapse. So my choices would be to move it abroad perhaps? But is there the need when it can willingly remain here? There are options.

There are always ideas that thrive in times of recession and in this particular scenario the prudent thing to do would be to seek securely package alternative investment products of which Discover And Invest has two such schemes, one long term one short. Investments secured by assets are few and far between, but if sought are worth looking towards – just make sure the provider can answer every question and detail regarding timescale and security. Surely if this can be achieved it is best to watch your money grow than be left within an institution in freefall?